This page may have documents that can’t be read by screen reader software. For help with these documents, please call 1-877-774-8592.

Blue Medicare Supplement Insurance Plan 

Compare All Medicare Supplement Insurance Plans

Medicare Supplement Insurance Plans are identified by the letters A, B, C, D, F, G, K, L, M and N1.

The chart below shows plans available in New Mexico. 

Basic Benefit Option Comprehensive Plan Option Budget-Conscious Plan Options Available for Newly Eligible Before 1/1/2020 Only
Plan A Plan G High Deductible Plan G5 Plan N4 Plan F High Deductible Plan F5
Basic Benefits ✔  ✔  ✔ 
copay4
applies


Skilled Nursing Coinsurance ✔  ✔  ✔  ✔  ✔ 
Part A Deductible ✔  ✔  ✔  ✔  ✔ 
Part B Deductible ✔  ✔ 
Part B
Excess2
✔  ✔  ✔  ✔ 
Routine Hearing Exam ✔  ✔  ✔  ✔  ✔  ✔ 
24/ 7 Nurseline ✔  ✔  ✔  ✔  ✔  ✔ 
Foreign Travel
Emergency 3
✔  ✔  ✔  ✔  ✔ 

Eligibility

Medicare Supplement Insurance Plans complement Original Medicare. If you’re eligible for Medicare, you’re also eligible for a Medicare Supplement Insurance Plan.

Eligibility is simple. If you’re at least 65, you must be:

  • Enrolled in Medicare Parts A and B.
  • A resident of the state where the plan is offered.

If you’re under 65 and disabled, you must be:

  • Getting Social Security Disability Insurance for 24 consecutive months, or
  • Diagnosed with Amyotrophic Lateral Sclerosis (ALS), in which case Medicare starts immediately.

Enrollment Periods

You can enroll in a Medicare Supplement Insurance Plan during the six-month open enrollment period that starts once you’re 65 and have Medicare Part B. This six-month open enrollment period is the best time to enroll because it’s the only time when enrollment is guaranteed. If you want a Medicare Supplement Insurance Plan after the open enrollment period, you may have to meet certain requirements and could pay more for the plan.

Guaranteed Eligibility

As long as you are a New Mexico resident, age 65 or older, have Medicare Part A and are within the six months following your enrollment for Medicare Part B, your acceptance is guaranteed.

Premium Discounts

BCBSNM Medicare Supplement Insurance premium discounts may be available. Read the eligibility criteria to see if you qualify. If you are eligible for a discount, the discount will be applied to your next bill and remain in effect as long as you are enrolled in your BCBSNM Medicare Supplement Insurance Plan.

Eligibility Criteria

Household Discount

You may be eligible for a discount if you and at least one or more other persons reside in the same household and are both enrolled in a BCBSNM Medicare Supplement Insurance policy effective on or after May 1, 2019.

Continue With Blue Discount

You may be eligible for a discount if you were enrolled in employer-provided or individual health coverage with a Blue Cross and Blue Shield plan issued in Illinois, Montana, New Mexico, Oklahoma, or Texas and that coverage was within one year of your BCBSNM Medicare Supplement Insurance policy becoming effective.

This applies to BCBSNM Medicare Supplement Insurance policies issued with an effective date on or after April 1, 2022.

Help Me Choose A Plan

Not sure what you need? Answer a few questions to help you decide. Get started

Now that you’ve picked a plan, it’s time to enroll.

Useful Tools

This information is a solicitation for insurance.

These plans have eligibility requirements, exclusions and limitations. For cost and complete details (including Outlines of Coverage), call a licensed broker at the toll-free number shown.

Rates as of 04/01/2022. Rates are illustrative only. Actual rates are based on your ages, where you live, and your choice of coverage. Please do not send money, you cannot obtain coverage under the above plans until an application is completed and approved. Benefit exclusions and limitations might apply.

Important Information About Quotes for Medicare Supplement Insurance Plans

  1. Not all these plans are offered by Blue Cross and Blue Shield of New Mexico.
  2. Not to exceed any charge limitation established by the Medicare program or state law.
  3. Plans cover medically necessary emergency care services needed immediately because of an injury or illness of sudden and unexpected onset, beginning during the first 60 days of each trip outside the U.S. There is a deductible of $250 and a lifetime maximum benefit of $50,000.
  4. Plan N requires a copayment of up to $20 for office visits and copayment of up to $50 for ER.
  5. These high deductible plans pay the same benefits as Plans F and G after one has paid a calendar-year $2,490 deductible. Benefits from High Deductible Plans F and G will not begin until out-of-pocket expenses are $2,490. Out-of-pocket expenses for this deductible are expenses that would ordinarily be paid by the policy. This includes the Medicare deductibles for Part A and Part B, but does not include the plan’s separate foreign travel emergency deductible.
  6. The annual hearing exam, discounts on hearing aids and nurse line service are not a part of the policy, not insurance products, may be discontinued at any time and, as appropriate, may be subject to geographic availability.

P1598 - REV 2/22

P1598M

P1598SPA - REV 2/21

P1598MSPA