Get to Know Your 2022 Health Plans

Individual health plans have choices for you and your family1, such as your spouse or children under the age of 26. With your health plan you'll have:

  • A large selection of in-network doctors and hospitals
  • Preventive care services, like an annual exam, shots and screenings
  • Prescription drug coverage
  • Behavioral health care, including mental health and substance abuse benefits and services

Depending on your plan, you could also take advantage or mail-order prescriptions and access to health and wellness programs.

You may qualify for MedicaidChildren's Health Insurance Program (CHIP) or other assistance based on your income. These health care coverage options are provided by the government. There’s no SEP, so you can apply at any time. You may also qualify for financial help.

You can enroll through beWellnm for an on-Exchange plan from November 1, 2021 - January 15, 2022. When you enroll through beWellnm you can see if you qualify for a subsidy that may help you lower your monthly bill. You can also sign up for an off-Exchange plan directly with a health insurance provider, from November 1 - December 15, 2021. 

Note: Members of American Indian and Alaska Native tribes can apply for health care coverage any month of the year.

Health Plan Basics

Learn what could be included in your health plan and network. You can find coverage whether you live in Albuquerque, Las Cruces, Farmington, Santa Fe or across New Mexico.

Plan Network

A network (also called group of doctors) is part of each plan. If you want to control costs, you’ll need to get care in your plan’s network. If you don’t, you may have to pay for most of or the full cost of your care.  You may also be able to see a network provider by phone or video.

See cost examples

Essential Health Benefits

Your health plan will cover these essential health benefits and services: wellness, maternity, newborn/pediatric care, ambulance, emergency, hospitalization, labs, prescription drugs, disease management, mental health, substance abuse and rehabilitative devices.

Prescription Drug Coverage

Your health plan will offer prescription drug coverage. Based on your plan, once you've met your deductible, you will either pay a set amount (copayment) or a percentage (coinsurance) of your drug costs. 

Learn more about coverage

Preventive Care Services

Health plans cover a range of preventive care services, like screenings, immunizations, wellness programs, and more. Getting this care in-network means you won't pay out-of-pocket costs.

Pre-Existing Condition Coverage

Health Insurance providers can't refuse to cover treatment for health problems you had before your new health plan starts.  

Member Discounts

Your health plan may help you and your family save on products and services that better your health, like fitness apparel or gym memberships. 

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We’re Here to Help You!

Send us a question or request more information. Our team is here to help you get a 2022 health plan for yourself or family.

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Please fill out the form below and a Blue Cross and Blue Shield of New Mexico authorized agent will contact you within 1 to 2 business days. They will schedule an appointment at a time and location that is convenient for you. There is no cost or obligation for this service.

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Sales Questions and Additional Plan Information:
1-888-809-1135

Calls may or may not be answered inside the United States.

Monday – Friday: 7 a.m. – 7 p.m. MT
Saturday: 7 a.m. – 5 p.m. MT
Sunday: 9 a.m. – 1 p.m. MT

Customer Service:
1-866-236-1702

Calls may or may not be answered inside the United States.

Monday – Friday: 6 a.m. – 8 p.m. MT
Saturday: 7 a.m. – 4 p.m. MT
Sunday: Closed

Already a member?
Call the Customer Service number on the back of your member ID card.

1 BCBSNM does not offer temporary or short-term plans.  These plans may not provide the same coverage as a BCBSNM health plan.

CMS.gov, 2021 Marketplace Special Enrollment Period State-by-State Premium Savings for Returning Consumers from the American Rescue Plan

BCBSNM policies have exclusions, limitations and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, call BCBSNM at 1-866-445-1396 or contact your independent, authorized broker.

P2069 Rev 10/21